EZ Program: 12 months Good Rent payments may get you into a home. Start building Equity when Traditional Mortgages are not an Option.
A 2-year Equity Builder program for homebuyers who don't qualify for a traditional mortgage. This is not a loan, but a 40-year contract for deed with Equitable Title Interest that lets you retain your equity, decorate your home as you see fit and fall in love with your home-all while maintaining your equity.
EZ CLOSING REAL ESATE AGENTS
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Find a Home
Once you have a pre-qual letter from one of our Gold Mortgage Loan Originators find a house that is in good condition. Make an offer preferably requesting the seller to pay 5% of the purchase price toward the buyers closing costs. See property requirements on the below link.
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Differences
Once you're settled into your new home and enjoying it, we encourage you to stay on the financial path outlined by your Loan Originator. While home equity is never guaranteed, our hope is that within two years, you’ll have built substantial equity and your financial situation will allow you to refinance into a traditional loan.
You're always free to choose any Loan Officer you'd like, but we strongly recommend working with the expert Loan Originator who guided you through the homebuying process—they're already familiar with your situation and committed to helping you succeed.
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Get Buyer Pre-qualified for EZ
The EZ program is different from a standard mortgage. Please make sure the buyer is pre-approved through one of our fantastic Loan Originators and has a written pre-qual letter. Before making any offers. Once pre-approved we should be able to close within 3 weeks, but prefer 30 days if possible. Buyers can apply here: